Property Opinion · Powered by LexRam TSR
No one should commit their life's savings to assurance they cannot inspect. So here is exactly how the check works.
The five steps
1. You upload what you have.
Photographed documents, scans, PDFs — in any Indian language, of any age. You don't need a complete file to begin; the check starts from whatever is in your hand.
When you select your property type — plot, flat, agricultural land, commercial, or inherited — you see the checklist of what a complete file looks like for that type. The checklist is itself part of the method: it shows what will be examined before you pay anything.
2. The engine reads the full chain.
The LexRam TSR engine reads every document — in its own language, with no translation step — and traces the chain of ownership backward: deed by deed, up to 30 years where the record allows.
The banking convention is a 13-year search. That convention exists because manual reading is expensive, not because 13 years is enough. Where the record supports more, this check takes more — and your report states exactly how far it went.
The 12–13-year convention traces back to the Limitation Act, 1963, which generally allows up to 12 years for a suit to recover possession of immovable property from when the right to possession first accrued — the legal basis lenders' shorter search convention is built on.
3. It writes an AI Title Scrutiny Report.
Each document in the chain — in any Indian language — and the chain itself is scrutinised for the AI Title Scrutiny Report, across these areas:
Proposed:
- 01Chain of title — every transfer from the trace depth to today, and whether each link holds
- 02Encumbrance & mortgage — loans, liens, and charges, registered and claimed
- 03Litigation — pending suits, injunctions, attachments, and the parties in them
- 04Approvals & zoning — layout sanctions, RERA registration, building permissions
- 05Land conversion — agricultural-to-non-agricultural status and its conditions
- 06Execution & POA — signatory authority, POA/GPA validity, succession instruments
- 07Tax & mutation — revenue-record consistency, khata/patta status, tax-paid position
- 08Statutory compliance — government and prohibited-land classifications (poramboke, assigned, 22-A), acquisition notifications, statutory clearances
(Each family lists its individual checks beneath it in the shipped report.)
The list is published because the checks are fixed. What varies by property is what the checks find.
4. You receive findings you can verify.
Every finding links to the document — and the specific clause — it came from. You can pull the document and verify any line yourself.
The report shows three things most reports never show:
The checks that passed.
What was examined and found clean — listed, not implied.
The search depth, stated as a year.
"Traced back to 2004," with the offices and record sets searched. Never "documents verified."
The limitations, in the report itself.
Records can be incomplete. Disputes can go unregistered. The report states what the record shows — and what it cannot.
5. It tells you exactly what's missing.
If a document is absent, the report raises a query: which document, which check it unlocks, and where to get it — the office or portal, named.
You answer queries by uploading. The re-run is automatic, and answered queries never return. If a document is difficult to obtain, our network can retrieve it — ECs, certified copies — for a per-document fee plus government charges.
A gap is shown as a gap. Never smoothed over, never upgraded to a pass.
More on retrieval: how document retrieval works. Full pricing: see the price list.
Why we publish the method
Nobody else in this category publishes their method. That absence is the category's tell: a check you cannot inspect is a check you are asked to believe.
We publish the method, the sample report, the prices, and the limitations for the same reason the report shows its own sources: assurance you cannot inspect is the thing you are buying protection against. It would be a strange product that practised it.
Read a real report → · Start your title check → — ₹1,999 + GST.
It's the property check where you see everything it checked. Powered by the LexRam TSR engine.